Spring is a beautiful season for weddings, but it also brings some of the most unpredictable weather of the year. High winds, hail, heavy rain, flash flooding, and hidden roof damage can all create serious problems for venue owners right as event season starts picking up. A little preparation now can help protect your property, reduce disruption, and keep small issues from turning into major claims later.

If you own a wedding venue, one of the most important risk management habits you can build is collecting Certificates of Insurance (COIs) from vendors. This is one of those things that sounds simple, but in real life, it gets messy fast. Do you need a COI from every single person who steps on the property? What about a solo musician? What about a cake baker who just drops off a cake and leaves? What about a planner?