Client: Rick Biddle & Katie White
Venue: Rosewood Farms | Elkton, Maryland
Key Wins: 3 major contract gaps closed, 5+ hours/week saved, and a streamlined risk strategy for multiple entities
The Venue
Table of Contents
Just past the Delaware line in Elkton, Maryland, Rosewood Farms is a luxury, family-run wedding venue with multiple indoor and outdoor event spaces. Since 2017, Rick and Katie have built the business with intention—focusing on experience, hospitality, and long-term sustainability.
But with growth came complexity: a venue operation, an in-house beverage company, and land holdings—all under the same brand but spread across multiple business structures. Even with insurance and legal contracts in place, they couldn’t shake the question:
“Are we actually protected—or are we just hoping we are?”
The Challenge: Three Businesses, Too Many Unknowns
Rick and Katie weren’t looking for a cheaper insurance policy. They wanted clarity. Their contracts were solid—but built from templates and legal edits, not from a risk-first perspective.
And managing event insurance compliance? A mess. Every couple had to secure their own policy from random providers, and the Rosewood team spent hours every week chasing certificates, following up, and filling in gaps.
They needed a better way to run the business—not just more paperwork.
The Nuptial Fix: Relationship First, Paperwork Second
After hearing Nuptial on a podcast, Rick reached out—not for a quote, but for real help. What followed was a full-spectrum overhaul of how Rosewood approached risk across their entire operation.
Here’s what we tackled:
✅ Contract Audit & Overhaul
Full review and rewrite of all client-facing and internal contracts, including event agreements, vendor terms, and cancellation policies.
✅ Multi-Entity Coverage Strategy
Coordinated protection for the venue, beverage business, and land ownership—so there were no gaps, no overlaps, and no confusion.
✅ Streamlined Event Insurance Compliance
Couples now buy day-of coverage directly through Nuptial’s system. Rosewood staff doesn’t have to chase anyone down.
✅ Ongoing Strategic Support
From vendor compliance to staff risk training, Rosewood now has a partner who actually understands what running a venue looks like.
The Wins
| Outcome | Details |
|---|---|
| Contract Risk Closed | 3 major gaps eliminated in key agreements |
| Time Saved | ≈ 5 hours per week saved by automating event insurance follow-up |
| Attorney Approved | Final contracts reviewed with zero edits from Rosewood’s legal team |
| Aligned Coverage | One streamlined plan covering all business entities and real-world operations |
“That’s when we knew we hit a home run—our attorney looked at the revised contracts and had zero edits.”
— Rick Biddle, Owner
In Their Words
“You didn’t just sell us a policy. You helped us protect every layer of what we built—from our couples to our vendors to our land. You’re part of our Rosewood family now.”
“The confidence we have now is completely different. We’re not guessing. We’re not backtracking. And we got real time back to focus on what we love.”
3 Words They’d Use to Describe Nuptial?
Relationship. Family. Fun.
Why It Matters
Rosewood Farms didn’t wait for a lawsuit or a vendor incident to get serious about risk. They built it in.
With Nuptial, they moved from feeling “probably protected” to knowing they had a smart, cohesive strategy—and a team behind it.
And best of all? They got their time, clarity, and peace of mind back.
