“Can I borrow your ladder?” Sounds harmless. But that simple yes could cost you everything.
The Ladder Trap
Table of Contents
When you provide equipment:
- You own the risk
- You own the injuries
- You own the lawsuits
- You own the damages
- Your insurance pays
Real Venue Horror Story
One venue lent their ladder to a florist. Result? A broken arm, a $40,000 claim, and an insurance premium hike that lasted years.
The Only Answer is No
Don’t provide:
- Ladders
- Step stools
- Platforms
- Lifting equipment
- Climbing tools
Put It In Writing
Your contract should state:
- No venue equipment provided
- Vendors bring their own tools
- No exceptions policy
- Clear responsibility lines
- Written acknowledgment
Smart Alternatives
Tell vendors to:
- Bring their own equipment
- Show proof of insurance
- Sign liability waivers
- Follow safety protocols
- Document their setup
Bottom Line
That ladder in your storage room? It’s for your trained staff only. Everyone else brings their own.
Need help with vendor equipment policies? Let’s talk.
